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Stop Using AI-Generated Legal Documents Before They Cost You Everything

September 1, 2026
Corey D. Silverstein
Adult Law, Artificial Intelligence (AI), Business Law, Civil Litigation, Contracts, Creator, Model, Performer & Agency Agreements, Privacy, Biometrics & Age-Verification Vendor Compliance, Subscription Billing, Free Trial & Auto-Renewal Compliance, Terms of Service, Privacy Policies & Adult Platform Compliance

Artificial intelligence can write a contract in seconds. That does not mean it can write the contract your business actually needs. Across the adult industry, operators, creators and producers are increasingly using generative AI to prepare model releases, performer agreements, privacy policies, takedown notices, employment documents and responses to regulators. The appeal is obvious: legal work is expensive, AI is fast, and the resulting document often looks impressively professional. That polished appearance is exactly what makes the practice dangerous. An AI-generated legal document can contain proper formatting, sophisticated terminology and confident citations while being fundamentally wrong. It may rely on…

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Adult Platforms Need to Prove Their Compliance Controls Work

Processor diligence is expanding across adult business models, including AI-generated adult content and subscription platforms that produce their own content. Adult-industry platforms are facing increased scrutiny from payment processors, acquiring banks, card networks, and third-party agents. The compliance conversation is shifting from “Do you have policies?” to “Can you prove your policies are actually implemented, monitored, tested, and enforced?” That shift matters. For years, many adult platforms focused primarily on having the right public-facing documents: Terms of Service, content rules, acceptable use policies, DMCA policies, performer consent language, age-verification disclosures, and prohibited-content rules. Those documents remain important, but they are…

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Nine Large Banks Flagged for “Debanking” Policies That Hit Adult Businesses — and Why the Problem Isn’t Going Away

In December 2025, the Office of the Comptroller of the Currency (OCC) released preliminary findings from a supervisory review of “debanking” at the nine largest national banks it oversees. The OCC’s headline conclusion was blunt: across 2020–2023, these banks maintained policies that made “inappropriate distinctions” among customers based on lawful business activity — often through blanket sector restrictions or heightened internal barriers that functioned like denials of service. Featured In The February 2026 Edition Of XBIZ World For the adult industry, the report mattered for a simple reason: it put a federal banking regulator on record acknowledging what performers, creators,…

Eighth Circuit Vacates FTC’s “Click-to-Cancel” Rule — But the Fight Isn’t Over for Negative Option Compliance

July 9, 2025
Corey D. Silverstein
FTC Compliance and Defense, News, Subscription Billing, Free Trial & Auto-Renewal Compliance

On July 8, 2025, just days before enforcement was set to begin, the U.S. Court of Appeals for the Eighth Circuit vacated the Federal Trade Commission’s “Click-to-Cancel” Rule — officially known as the Rule Concerning Subscriptions and Other Negative Option Plans. The court’s decision came in response to consolidated petitions challenging the rule’s scope, legality, and procedural underpinnings. While the rule faced several lines of attack, the Eighth Circuit ruled decisively on procedural grounds, holding that the FTC failed to conduct the required preliminary regulatory analysis after underestimating the rule’s economic impact. Specifically, the FTC initially claimed the rule would…