Additional Practice Areas

Recurring billing is common in the adult industry, but it creates legal risk when the offer terms, renewal terms, cancellation process, trial conversion language, or refund rules are unclear.

Adult paysites, fan platforms, cam sites, dating services, AI companion platforms, mobile apps, and membership-based websites must make sure users understand what they are buying, when they will be charged, how often charges recur, how to cancel, and whether refunds are available.

Silverstein Legal helps adult businesses draft and review subscription terms, free-trial terms, recurring billing disclosures, cancellation policies, refund policies, checkout language, confirmation emails, in-app purchase disclosures, customer support scripts, and related website language. The firm also helps clients evaluate compliance with federal and state automatic renewal laws, negative option rules, consumer protection laws, and payment processor expectations.

Clear billing terms can reduce chargebacks, refund disputes, customer complaints, processor scrutiny, regulatory risk, and claims that users were misled. The legal language should be consistent across the website, checkout page, terms of service, FAQs, cancellation page, receipts, emails, customer support practices, and payment processor submissions.

Silverstein Legal works with adult businesses to make subscription and billing disclosures clear, practical, and defensible while preserving the flexibility needed to operate paid online services.

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Recent Subscription Billing, Free Trial & Auto-Renewal Compliance Articles

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Nine Large Banks Flagged for “Debanking” Policies That Hit Adult Businesses — and Why the Problem Isn’t Going Away

February 2, 2026
Corey D. Silverstein
Adult Law, Adult Payment Processing, Chargebacks & Merchant Account Compliance, Business Law, Content Production, Subscription Billing, Free Trial & Auto-Renewal Compliance

In December 2025, the Office of the Comptroller of the Currency (OCC) released preliminary findings from a supervisory review of “debanking” at the nine largest national banks it oversees. The OCC’s headline conclusion was blunt: across 2020–2023, these banks maintained policies that made “inappropriate distinctions” among customers based on lawful business activity — often through blanket sector restrictions or heightened…

Eighth Circuit Vacates FTC’s “Click-to-Cancel” Rule — But the Fight Isn’t Over for Negative Option Compliance

July 9, 2025
Corey D. Silverstein
FTC Compliance and Defense, News, Subscription Billing, Free Trial & Auto-Renewal Compliance

On July 8, 2025, just days before enforcement was set to begin, the U.S. Court of Appeals for the Eighth Circuit vacated the Federal Trade Commission’s “Click-to-Cancel” Rule — officially known as the Rule Concerning Subscriptions and Other Negative Option Plans. The court’s decision came in response to consolidated petitions challenging the rule’s scope, legality, and procedural underpinnings. While the…

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