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Garnishing The Wages Of Sin

In the crowded field of Florida’s 2026 gubernatorial race, Republican candidate James Fishback has managed to generate national headlines with a proposal that blends culture-war rhetoric with fiscal policy: a 50 percent “sin tax” on income earned by Florida-based OnlyFans creators. Featured In The April 2026 Edition Of XBIZ World Don’t Worry: This Law Is Going Nowhere The idea, which Fishback frames as both a moral corrective and a revenue-raising tool, has drawn sharp reactions from across the political spectrum. Supporters characterize it as a bold stand against what they view as the social harms of online adult content. Critics argue it represents the latest chapter in a long pattern of conservative political efforts aimed at restricting or stigmatizing the adult entertainment industry. Whether seen as principled or punitive, the proposal is almost certain to face insurmountable legal and constitutional barriers. But beyond its legislative viability, the debate surrounding it highlights deeper tensions about digital labor, morality in public policy, and the evolving role of adult content in the American economy. Who Is James Fishback? James Thomas Fishback is a Florida-born hedge fund manager and the founder and CEO of Azoria Partners. Born in 1995, he has positioned himself as…

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Nine Large Banks Flagged for “Debanking” Policies That Hit Adult Businesses — and Why the Problem Isn’t Going Away

In December 2025, the Office of the Comptroller of the Currency (OCC) released preliminary findings from a supervisory review of “debanking” at the nine largest national banks it oversees. The OCC’s headline conclusion was blunt: across 2020–2023, these banks maintained policies that made “inappropriate distinctions” among customers based on lawful business activity — often through blanket sector restrictions or heightened internal barriers that functioned like denials of service. Featured In The February 2026 Edition Of XBIZ World For the adult industry, the report mattered for a simple reason: it put a federal banking regulator on record acknowledging what performers, creators, producers, and adjacent lawful businesses have said for years — access to basic financial services is routinely curtailed not because a customer is inherently higher-risk, but because a category of lawful work is treated as presumptively unacceptable. What the OCC said about adult entertainment restrictions The OCC’s preliminary findings document identifies “adult entertainment” as one of the industry sectors impacted by bank policies. It describes internal practices where lines of business at some banks either strictly restricted access to certain products/services or required escalated review for customers connected to “adult media and non-media” (including “products and services of a sexual…

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A New Legal Landscape: Why Adult Entertainment Companies Must Revamp Their Policies Now

Legal and Operational Policies The adult entertainment industry is navigating a complex and rapidly changing legal environment. A confluence of new age verification legislation, high-profile private lawsuits, a landmark FTC order against Aylo (formerly MindGeek), and evolving credit card processing rules has created an urgent need for all industry participants — from major platforms to independent creators — to completely overhaul their legal and operational policies. The old way of doing business is no longer a viable option. Action must be taken now to avoid potential catastrophic consequences. Featured In The October 2025 Edition Of XBIZ World The Tsunami of Age Verification Legislation Over the past few years, a growing number of U.S. states and countries have passed laws requiring commercial entities to implement "reasonable" age verification methods to prevent minors from accessing content "harmful to minors." While these laws vary, they typically mandate robust systems for age assurance, and the penalties for non-compliance can be severe, including substantial fines and civil litigation. The trend is exemplified by Florida's HB 3, which took effect in January 2025. This law has prompted the Florida Attorney General to file a lawsuit against several major adult content providers for failing to comply with…

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European Commission Opens Formal DSA Investigations into Pornographic Platforms to Safeguard Minors

Key Takeaways Formal Proceedings Initiated: The European Commission has opened formal investigations into Pornhub, Stripchat, XNXX, and XVideos for suspected breaches of the Digital Services Act (DSA), focusing on the lack of effective age verification and child protection measures. Core Allegations: The platforms are suspected of failing to: Implement appropriate and proportionate age verification tools. Assess and mitigate risks related to minors’ access to adult content. Ensure the rights and well-being of children are central to platform design. VLOP Status Change: Stripchat is being de-designated as a Very Large Online Platform (VLOP) after falling below the active user threshold for over a year. However, Stripchat remains subject to general DSA obligations, and enforcement will shift to Cyprus Radiotelevision Authority as its national Digital Services Coordinator. Coordinated Action on Smaller Platforms: In parallel, national authorities across the EU are conducting coordinated enforcement against smaller porn platforms under their jurisdiction, reinforcing a pan-European approach to child protection under the DSA. What Comes Next The Commission will intensify investigations, including further evidence collection, interviews, and possible inspections. It may impose interim measures, non-compliance decisions, or accept binding commitments from platforms. These actions follow the platforms’ 2024 risk assessments and RFI responses, which informed…

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Indemnification – You’ve All Heard the Term but What Does It Mean?

Over the course of my career as a lawyer, I couldn’t even estimate how many times a client has requested that I review a contract or assist with a contractual dispute. Time and time again, I’m told by the client that they didn’t understand or even read certain portions of the contract because it was just “standard legalese” and thus unimportant. This belief couldn’t be further from the truth and almost always leads to disastrous consequences. Featured In The February 2025 Edition Of XBIZ World "Legalese" refers to the specialized language used in legal documents, including contracts. While it can often seem daunting to those unfamiliar with legal terminology, legalese plays a crucial role in ensuring that contracts are clear, enforceable, and protect the interests of all parties involved. There are several reasons why legalese is an important part of a contract including but not limited to: Precision and Clarity: Legalese is designed to be precise. It minimizes ambiguity and misinterpretation by using specific terms and phrases that convey exact meanings. This clarity is vital in preventing disputes over contract terms; Enforceability: Contracts must meet certain legal standards to be enforceable in a court of law. Legalese incorporates established legal…

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Protecting Passion: Why Cyber Insurance is Crucial for Adult Entertainment Businesses

In an era where digital presence is synonymous with business success, the adult industry stands at the forefront of online innovation. From streaming services and interactive platforms to e-commerce and virtual reality experiences, adult businesses have consistently leveraged technology to deliver unique and personalized content to consumers worldwide. However, this digital dependency also exposes them to a myriad of cyber risks. As cyber threats escalate in frequency and sophistication, obtaining cyber insurance has transitioned from a luxury to a necessity for adult businesses aiming to safeguard their assets, reputation, and future growth. Featured In The December 2024 Edition Of XBIZ World The Digital Landscape of the Adult Entertainment Industry The adult entertainment industry has historically been an early adopter of new technologies. Whether it's pioneering online payment systems, embracing high-definition streaming, or exploring the potentials of artificial intelligence and virtual reality, adult businesses often set technological trends that other industries follow. A quick sidebar – for those of you old enough to remember the wars between Betamax and VHS video and later HD DVD and Blu-ray, the adult industry was a key factor in both outcomes of those battles. This innovative spirit, while advantageous, also places the adult industry in…

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Silverstein Legal Announces ‘Personal Safety, Online & IRL’ Event

Join attorney Corey D. Silverstein for a discussion about personal safety, both online and in daily in-person life. Cyberspace (October 14, 2022) - Join adult industry attorney Corey D. Silverstein, the driving force behind MyAdultAttorney.com and Adult.Law, and esteemed guests for the fourth event in Silverstein Legal’s Legal Impact series. The “Personal Safety, Online & IRL” live-streamed event is happening on October 20th at 4 pm ET (1 pm PT) via Zoom. It will feature special guests Nate Glass (Takedown Piracy), Alison Boden (Free Speech Coalition/FSC), and content creator and performer Jada Kai. The event is sponsored by the FSC and will be hosted by sociologist Dr. Chauntelle Tibbals. It’s never been more important to know how to protect yourself online – and in your daily in-person life – from threats facing those working in adult. During this discussion, industry experts and thought leaders will share practical guidance for keeping your private information safe from stalkers, trolls, and other dangerous people and entities, as well as what to do if you are targeted. Register for free via EventBrite. “Performer safety has always been the priority in the adult entertainment industry,” Silverstein said, “but as performers have transitioned into the world…

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Adult Industry Attorney Corey D. Silverstein Announces European Summit Takeover

The European Summit (“TES”) is scheduled for September 13, 2019 – September 16, 2019 and it is now confirmed that for the second consecutive year, adult website attorney Corey D. Silverstein will be in attendance as a sponsor, speaker, and attendee. This year’s TES takes place at the Vienna House Diplomat Conference Hotel located at Evropska 15, Prague, Czech Republic and is being advertised as the conference “where affiliates, media buyers, advertisers & publishers meet”. TES anticipates that this year’s tradeshow will have 3,500 participants, 150 + exhibitors, and 100 + speakers from more than 80 countries. At this year’s TES Prague, adult attorney Corey D. Silverstein will be presenting and participating in various educational seminars created for the benefit of all attendees. The following is the speaking schedule web lawyer Corey D. Silverstein. Additionally, you can find the full TES schedule here. Legal for Newbies – Back to Basics When: Saturday, September 14, 2019: 11:00 - 11:50am Where: Cravow I + II Seminar Room Synopsis: Walking through the myriad of legal landmines in the digital world can be confusing and overwhelming. This seminar is designed for people new to the digital world or are looking for a refresher on…

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The Legal Checkup

Dentists typically recommend that a person’s teeth be cleaned every six months and that oral x-rays be taken at least once every year. Internists recommend that a person receive a physical examination annually. Pets visit the veterinarian for vaccinations and well-care appointments. Vehicles need oil changes and regular maintenance. Your personal and business legal affairs are no different and require regular “legal checkups.” Much like going to the dentist, the idea of meeting regularly with your attorney is probably not going to excite you; but now more than ever, periodic communication with your lawyer is essential. This is even more true for online and adult business operators. Unfortunately, far too many web entrepreneurs wait too long and ultimately reach out to their attorneys when trouble has already come their way. In many instances, the legal problems encountered could have been prevented had a “legal checkup” taken place. The law in the United States and throughout the world is constantly changing. It is naïve to think that just because a certain activity was legal in 1998, that it is still legal in 2017. In my experience, adult entertainment business operators can be stubborn and unintentionally engage in conduct that may have…

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Adult Business Attorney, Corey D. Silverstein – 2017 Phoenix Forum Speaking Schedule Announced

On February 12, 2017, the Law Offices of Corey D. Silverstein, P.C. announced that porn lawyer, Corey D. Silverstein would be attending this year’s Phoenix Forum. It is with great excitement to report that adult industry attorney, Corey D. Silverstein, has been invited to speak at the Phoenix Forum on multiple seminars/workshops. Here is a schedule of the seminars that adult industry lawyer, Corey D. Silverstein has accepted: Business 101 panel With extensive experience and backgrounds spanning the industry, esteemed panelists offer a glimpse into what it takes to own, operate, and optimize an adult online business in today’s diverse environment. Topics include legal issues, mobile strategies, effective billing, and payment services. When: Thursday March 23, 2017 – 12:00pm – 1:00pm Where: E – Classroom Sweets with Security panel With hackers making news each month, content, passwords and login information, credit card data, all the bits of information that reside on your site are up for grabs, unless you’ve conducted penetration tests and secured every door and window. How do you protect your consumer while protecting your business? Consumer protection and privacy are leading the conversation and can make or break your business with consumers. Panelists will discuss the best…

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